VELA Unified Payments VELA™ is a unified payment solution which provides flexible online payment API with secure access to funds transfer, auditing and much more. VELA gives organizations the ability to control and centralize all payment gateways on one system, ensuring effective control and management of their payment processing business.


  • Comprehensive payment processing - credit/debit/ATM/prepaid cards, PayPal, Alipay, real-time bank transfer (eCheck), pay by text, pay by email, push-through PDF, and more
  • Support for point-of-sale (POS), mobile POS (mPOS), and virtual terminals
  • Single, recurring, split, and future-dated payment processing
  • Express checkout payments
  • Mobile payments through Venmo
  • Carrier billing support for payments
  • Full and partial payment authorizations, captures, and refunds
  • Mobile applications and support for Apple Pay™/Android Pay™
  • Multi-currency capable
  • Offline transaction batch file submissions
  • Loyalty rewards/"Pay with Points"
  • Merchant & Company Gift Card Solutions


  • Payouts to users, vendors, distributors, etc.
    • International wire transfer
    • PayPal
    • Standalone credit (credit card or eCheck)

Flexible and Secure

  • Efficient and configurable - easy to introduce new payment options
  • 3DES/AES-256 encryption for sensitive customer information
  • Fraud Prevention
    • Two-Factor Authentication (2FA) - Soft, hard, and mobile tokens
    • 3D Secure (Verified by VISA, Mastercard SecureCode, and more)
  • Secure customer data management
  • Guaranteed secure transaction delivery
  • Activity/transaction auditing and reporting
  • Payment tokenization
  • Email notifications and alerts
  • Fraud Management
    • By geolocation
    • By vertical (travel, digital, and retail)
    • By device type (browser, mobile, tablet, IOT)


Supported Payment Methods

Credit Cards

Debit & ATM Cards


NOTE: Some of the cards above support only PIN-based or PINless options, whereas some support both.

Real-Time Banking / Electronic Bank Transfer

Latin America and the Caribbean (LAC) and Asia Pacific (APAC)

3D Secure

Mobile/Other Pays


Express Checkout

RFID & NFC Cards


1 Visa Electron is a debit card available across most of the world with the exception of Canada, Australia, Ireland, and the United States.

2 Samsung Pay is only supported on POS terminals (NFC, magnetic stripe, and EMV) for chip-based cards.






Credit, debit, prepaid, and ATM cards
PayPal & PayPal Credit
Domestic real-time bank transfer (eCheck/RTBT)
POS and Virtual Terminal
Single and recurring payments
Email notifications and alerts
Standard Application Support
Advanced Application Support
Fraud Management
Split payments
Express checkout
(VISA Checkout, AMEX Express Checkout, and more)
2-Factor Authentication
(soft/hard/mobile tokens)
Future-dated payments
Mobile applications
ONEui with unlimited customization
Integratable custom features
PIN-based debit
3D Secure
(Verified by VISA, Mastercard SecureCode, and more)
International payment methods
(cards, eCheck/RTBT, Alipay, and more)
IVR/over-the-phone payments
Loyalty Rewards/"Pay with Points"
Multiple currency support
Apple Pay™/Android Pay™ support
Pay-by-text, pay-by-email, push-through PDF

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